How can I balance my short-term and long-term goals effectively?

How can I balance my short-term and long-term goals effectively?

Balancing short-term and long-term goals involves prioritizing tasks that align with your overall vision while also addressing immediate needs. What specific goals do you have in mind?

I want to save for a house but also need to pay off my student loans.

That's a common situation! You might consider creating a budget that allocates funds to both savings and loan payments. Have you thought about how much you can set aside each month?

I can save about $300 a month. Is that enough?

It depends on your timeline for buying a house and the amount you owe on your loans. It might be helpful to create a timeline for both goals. Would you like assistance with that?

Yes, that would be great! How do I start?

Start by determining your total savings goal for the house and the total amount of your student loans. Then, we can break it down into monthly targets.