How can I balance my short-term and long-term goals effectively?

How can I balance my short-term and long-term goals effectively?

Balancing short-term and long-term goals involves prioritizing tasks and aligning them with your overall vision. What specific goals do you have in mind?

I want to save for a house but also enjoy life now.

That's a common challenge! You might consider setting a budget that allows for both savings and discretionary spending. How much are you looking to save each month?

I can save about $500 a month.

Great! You can allocate a portion of that for immediate enjoyment, like dining out or hobbies, while saving the rest for your house. Would you like tips on budgeting?

Yes, that would be helpful!

Start by tracking your expenses, then categorize them. Allocate a percentage for savings, essentials, and fun. Would you like a sample budget template?