Can I report a debt collector for harassment?
Yes, you can report a debt collector if they are harassing you. You can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general.
What kind of behavior qualifies as harassment?
Harassment can include repeated phone calls, threats of violence, using obscene language, or calling at unreasonable hours.
How do I file a complaint?
To file a complaint, you can visit the CFPB's website and fill out their online form, or you can call them directly.
Will reporting them help my situation?
Reporting them can help stop the harassment and may lead to an investigation. It can also help protect others from similar behavior.
What if the debt collector is legitimate?
Even if the debt collector is legitimate, they must follow the Fair Debt Collection Practices Act. If they violate your rights, you can still report them.
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