How can I handle calls from debt collectors?
An example of an AI chatbot conversation about dealing with debt collectors effectively.
I've been getting calls from debt collectors. What should I do?
It's important to stay calm. First, verify the debt and the collector's identity. Don't provide personal information.
What if the debt is valid but I can't pay it right now?
You can negotiate a payment plan or ask for a settlement. Make sure to get any agreement in writing.
Can they take legal action against me?
Yes, they can, but they must follow legal procedures. If you feel threatened, consider seeking legal advice.
How can I stop them from calling me?
You can request that they stop contacting you in writing. If they continue, you may have grounds for a complaint.
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