What are my rights with debt collectors?
An example of an AI chatbot conversation about understanding rights with debt collectors.
What rights do I have when dealing with debt collectors?
You have several rights under the Fair Debt Collection Practices Act, including the right to be treated fairly and to dispute the debt.
Can debt collectors call me at any time?
No, debt collectors cannot call you at unreasonable hours. They are prohibited from calling before 8 AM or after 9 PM.
What should I do if a debt collector is harassing me?
You can request that they stop contacting you, and if they continue, you may file a complaint with the Consumer Financial Protection Bureau.
Are there any debts that debt collectors cannot collect?
Yes, certain debts like those that are too old to be collected or debts that have been discharged in bankruptcy cannot be collected.
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