What can I do if I'm being harassed by debt collectors?
An example of an AI chatbot conversation about debt collection harassment and your rights.
What can I do if I'm being harassed by debt collectors?
If you're being harassed by debt collectors, you have rights under the Fair Debt Collection Practices Act. You can request that they stop contacting you.
How do I formally request them to stop?
You can send a written request to the debt collector asking them to cease communication. Make sure to keep a copy for your records.
What if they continue to contact me after my request?
If they continue to contact you, you can file a complaint with the Consumer Financial Protection Bureau or consult with a lawyer.
Are there any specific things they cannot do?
Yes, debt collectors cannot threaten you, call you at unreasonable hours, or use abusive language. They must also verify the debt if you request it.
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