What are some common insurance terms I should know?
An example of an AI chatbot conversation about common insurance terminology.
What are some common insurance terms I should know?
Sure! Some common insurance terms include premium, deductible, copayment, and coverage.
Can you explain what a premium is?
A premium is the amount you pay for your insurance policy, usually on a monthly or annual basis.
What does deductible mean?
A deductible is the amount you must pay out of pocket before your insurance starts to cover costs.
What is the difference between copayment and coinsurance?
A copayment is a fixed amount you pay for a service, while coinsurance is a percentage of the cost you pay after your deductible.
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