What's the difference between credit and debit cards?
An example of an AI chatbot conversation about credit vs debit card usage.
What's the difference between credit and debit cards?
Credit cards allow you to borrow money up to a limit, while debit cards draw directly from your bank account.
Which one is better for everyday purchases?
It depends on your spending habits. Debit cards help you stick to a budget, while credit cards can earn rewards.
Are there any risks associated with using credit cards?
Yes, overspending and accumulating debt are risks. It's important to pay off your balance each month.
Can I build credit using a debit card?
No, debit cards do not affect your credit score. You need a credit card for that.
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