How should I handle calls from debt collectors?
An example of an AI chatbot conversation about dealing with debt collectors.
How should I handle calls from debt collectors?
It's important to stay calm. First, verify the debt and the collector's identity. Don't provide personal information.
What if I don't owe the debt they claim?
You have the right to dispute the debt. Request a written validation of the debt and do not engage further until you receive it.
Can they threaten me or take legal action?
Debt collectors cannot threaten you. If they do, you can report them to the Consumer Financial Protection Bureau.
What should I do if they keep calling?
You can request that they stop calling you. If they continue, document the calls and consider seeking legal advice.
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