What are the options for federal loans for graduate students?
An example of an AI chatbot conversation about federal loans available for graduate students.
What are the options for federal loans for graduate students?
Graduate students can access several federal loan options, including Direct Unsubsidized Loans and Grad PLUS Loans.
How much can I borrow with a Direct Unsubsidized Loan?
You can borrow up to $20,500 per academic year with a Direct Unsubsidized Loan, depending on your program.
What is the interest rate for Grad PLUS Loans?
The interest rate for Grad PLUS Loans is fixed at 7.54% for the 2023-2024 academic year.
Are there any repayment options available?
Yes, there are several repayment options, including standard, graduated, and income-driven repayment plans.
How do I apply for these loans?
You can apply for federal loans by completing the Free Application for Federal Student Aid (FAFSA) online.
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