What are the effects of student loan debt on graduates?
An example of an AI chatbot conversation about the impact of student loan debt on graduates' lives.
What are the effects of student loan debt on graduates?
Student loan debt can significantly impact graduates' financial stability, career choices, and mental health.
Can you elaborate on how it affects their career choices?
Many graduates may feel pressured to take higher-paying jobs to manage their debt, often at the expense of pursuing their passions.
What about their mental health?
The stress of managing student loan debt can lead to anxiety and depression, affecting overall well-being.
Are there any long-term effects of this debt?
Yes, long-term effects can include delayed home ownership, lower retirement savings, and reduced financial freedom.
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