What are the current mortgage rates?
An example of an AI chatbot conversation about mortgage rates and their fluctuations.
What are the current mortgage rates?
As of today, the average mortgage rate for a 30-year fixed loan is around 3.5%. Would you like to know more about different types of mortgages?
Yes, what are the differences between fixed and adjustable-rate mortgages?
Fixed-rate mortgages have a constant interest rate throughout the loan term, while adjustable-rate mortgages can change after an initial fixed period. Would you like to explore which option might be better for you?
Definitely! What factors should I consider when choosing between them?
You should consider your financial situation, how long you plan to stay in the home, and your risk tolerance regarding interest rate changes.
Thanks! Can you help me calculate my monthly payments?
Of course! Please provide the loan amount, interest rate, and loan term.
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