What is school bus insurance and why do I need it?
An example of an AI chatbot conversation about school bus insurance and its importance.
What is school bus insurance and why do I need it?
School bus insurance is a specialized coverage designed to protect school buses and their drivers. It's essential for safeguarding against accidents, liability claims, and damages.
What types of coverage are included in school bus insurance?
Typically, school bus insurance includes liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
How much does school bus insurance usually cost?
The cost can vary widely based on factors like the bus's age, the number of buses, and the coverage limits. On average, it can range from a few hundred to several thousand dollars annually.
Are there any discounts available for school bus insurance?
Yes, many insurers offer discounts for safe driving records, multiple policies, and safety features installed in the buses.
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