What’s the difference between storage unit insurance and homeowners insurance?

What’s the difference between storage unit insurance and homeowners insurance?

Storage unit insurance specifically covers items stored in a storage facility, while homeowners insurance covers personal property in your home.

Do I need both types of insurance?

It depends on your situation. If you have valuable items in storage, having storage unit insurance can provide extra protection.

What does homeowners insurance typically cover?

Homeowners insurance usually covers personal property, liability, and the structure of your home against various risks.

Can I add storage unit coverage to my homeowners policy?

Some homeowners insurance policies allow you to add coverage for items in storage, but it's best to check with your insurer.

What should I consider when choosing storage unit insurance?

Consider the value of your items, the coverage limits, deductibles, and whether the policy covers specific risks like theft or damage.