What is a co-pay?
An example of an AI chatbot conversation about co-pays in health insurance.
What is a co-pay?
A co-pay is a fixed amount you pay for a specific medical service or prescription, usually at the time of the visit.
How does a co-pay differ from a deductible?
A deductible is the amount you pay out-of-pocket before your insurance starts to cover costs, while a co-pay is a set fee for services.
Can you give me an example of a co-pay?
Sure! For instance, you might pay a $20 co-pay for a doctor's visit, while your insurance covers the rest.
Are co-pays the same for all services?
No, co-pays can vary depending on the type of service, such as primary care visits, specialist visits, or emergency room visits.
What happens if I don't pay my co-pay?
If you don't pay your co-pay, the provider may require payment before you receive services or bill you later.
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